Return to Partners Plus overview

Indemnity Plan Benefits	Traditions Plus	Traditions Plus HDHP
Outpatient copay	Yes, $20 or $30	Yes, $20, $30 or no copay for HSA-qualified plans
Diagnostic lab tests	100%, no copay, deductible or coinsurance with a LabOne provider	Subject to copay, if elected, or deductible and coinsurance
Wellness benefits	After copay, 100% up to $500 max per person per calendar year	Optional benefit: After copay, 100% up to the max benefit of $250 or $500 per person per calendar year
Deductible range	$500 - $5,000	$1,250 - $10,000 for individuals $2,500 - $20,000 for families
Coinsurance options	80%, 70% or 50%	100% or 70%
Out-of-pocket maximum, excluding deductible	Six out-of-pocket options	$0 for 100% plan $1,500 individual or $3,000 family for 70% plan

This is a brief description of some important features of the coverage. The product is not available in all states and benefits may vary based on state of residence. Please refer to the product brochure (IHCHS 1100 1008) for additional information. For a full explanation of benefits, exclusions and limitations refer to the Certificate of Coverage (MNL MMC 0205 or CLI MMC 0205). The Partners Plus plan is underwritten by Madison National Life Insurance Company, Inc. and in some states by Companion Life Insurance Company.